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Annual Report 2004

Key Figures for the Group

2004 EUR million 2003 EUR million
Business volume 23,589.4 22,105.3
Total assets 21,538.8 20,063.0
Reported equity 767.1 630.9
Operating result (before risk provisions/remeasurement gains) 50.1 7.3
Income taxes 0.2 - 1.9
Net income/net loss for the year - 95.4 5.0
Net retained profits 42.7 2.6

Key Figures for the Bank

2004 EUR million 2003 EUR million
Balance Sheet    
Business volume 23,169.2 21,632.0
Total assets 21,306.5 19,809.3
Total receivables 19,193.9 18,415.9
Securities 1,837.4 1,109.6
Certificated liabilities 10,976.2 8,013.7
Reported equtiy 848.5 684.2
   
Profit and loss account    
Net interest income 122.5 81.4
Net commission income - 0.1 1.8
Net income on financial operations 1.2 1.6
General administrative expenses 79.4 67.8
Operating result (before risk provisions/remeasurement gains) 49.2 16.4
Income taxes 3.3 1.2
Net income/net loss for the year - 135.7 2.7
Net retained profits - 2.5
   
New business    
Total 3,481.8 4,689.6
Commercial use 2,343.0 3,524.7
Residential use 1,100.6 1,164.9
Public sector 38.2  

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