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Annual Report 2003

Key Figures for the Group

2003 EUR million 2002 EUR million
Business volume 22,105.3 18,373.9
Total assets 20,063.0 16,095.3
Reported equity 630.9 391.4
Operating result (before risk provisions/remeasurement gains) 7.3 34.7
Income taxes - 1.9 2.4
Net income/net loss for the year 5.0 2.1
Net retained profits 2.6 0.9

Key Figures for the Bank

2003 EUR million 2002 EUR million
Balance Sheet    
Business volume 21,632.0 17,912.9
Total assets 19,809.3 15,858.2
Total receivables 18,415.9 14,151.6
Securities 1,109.6 1,478.9
Certificated liabilities 8,013.7 5,762.5
Reported equity 684.2 431.5
   
Profit and loss account    
Net interest income 81.4 92.0
Net commission income 1.8 5.2
Net income on financial operations 1.6 4.7
General administrative expenses 67.8 62.5
Operating result (before risk provisions/remeasurement gains) 16.4 41.6
Income taxes 1.2 3.4
Net income/net loss for the year 2.7 7.8
Net retaines profits 2.5 7.0
   
New business    
Total 4,689.6 3,866.4
Commercial use 3,524.7 3,205.2
Residential use 1,164.9 661.2

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